Credit Union Benefits

Lexington Credit Unions Benefits

LAFCU is a not-for-profit cooperative financial institution founded by employees of Rochester Products. Lexington FCU is now affiliated with many of the area businesses and continue to add new companies. We also serve people who live, work, worship, attend school, etc. in the City of Rochester. We have been serving people and businesses in Rochester for more than 50 years.  

We are able to beat banks in nearly all categories of loan and savings interest rates because we are not for profit and we are owned by and are responsible to our members. We do not answer to stockholders.

We are regulated by The National Credit Union Administration, an agency of the federal government. We are federaly chartered and must adhere to strict guidelines. Deposits in Lexington Avenue Federal Credit Union are insured  up to $250,000  through the NCUA.

The following are some benefits of banking with us:

1. A friendly and helpful environment! We value your membership.

2. Lower fees: Comparatively, credit unions have lower fees for services than banks.

3. Better interest rates on loans: Interest rates are typically better through credit unions, which traditionally have been among the leaders in auto loans.

4. Profits are returned to members: All of our income is returned to the members in the form of better rates and lower fees.

5. Easy to join: The process is simple!!

6.Family Members: We welcome spouses, siblings, and children of members to join. (all relatives are welcome)

8. Member Owned: Our board of directors is elected by the union's membership and works on a volunteer basis. Unlike banks, credit union members have a direct say in who's elected to run the credit union.

 



Quick Links

Lexington Avenue Federal Credit Union
1275 Lexington Ave.
Rochester, NY 14606
Telephone: (585) 254-4543
Fax: (585) 254-0984
Routing Number: 222382111

Hours
Monday - Wednesday 9:00 - 4:30
Thursday 9:00 - 5:00
Friday 8:30 - 4:30

Please Note that every 4th Wednesday we
open 30 minutes later at 9:30
.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency.  

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