Overdraft Protection

Overdraft Protection

You automatically receive Share Transfer Overdraft Protection on your Credit Union checking account. When checks or debit card transactions presented against your checking account exceed the available balance, Share Transfer Overdraft Protection allows the Credit Union to transfer funds from your savings to your checking account, up to 6 occurrences a month. There is a $10.00 fee per transfer.

You may also apply for an Overdraft Line of Credit. If approved, you will receive a credit limit up to $2,000.00. When checks or debit cards are presented against your account exceed the available balance, a transfer will be made from your credit line to your checking account and your check or debit card purchase will be paid.