Rates
| SHARE RATES |
APY | APR |
| Regular Share Rates | 0.200 | 0.20 |
| Money Market $1,000 - $15,000 | 0.349 | 0.35 |
| $ 15,000.01 + | 1.143 | 1.15 |
| Vacation Club | 0.200 | 0.20 |
| Christmas Club | 0.200 | 0.20 |
| IRA Money Market $ 1,000 - $ 15,000 | 0.349 | 0.35 |
| $ 15,000.01 + | 1.143 | 1.15 |
| CERTIFICATES | APY | APR |
| 3 Months | 0.449 | 0.45 |
| 6 Month | 0.648 | 0.65 |
| 12 Month | 0.846 | 0.85 |
| 18 Month | ||
| 24 Month | 1.242 | 1.25 |
| 36 Month | 1.578 | 1.60 |
| 48 Month | 1.784 | 1.80 |
| 60 Month | 1.980 | 2.00 |
*CERTIFICATES OVER 100K ADD .15 TO RATE
LOAN RATES*
| Loan Type / Discription | Term | Rate |
| New Auto / Motorcycle | 48 Mon | 4.99% |
| 2009, 2010 | 60 Mon | 5.25% |
| 66 Mon | 5.75% | |
| 72 Mon | 6.00% | |
| Used Auto / Motorcycle | 48 Mon | 5.25% |
| 2008 | 60 Mon | 5.50% |
| 2007 | 60 Mon | 5.70% |
| 2006 | 60 Mon | 6.35% |
| 2005 or older | 60 Mon | 7.25% |
| New Pleasure Craft ** | 48 Mon | 8.65% |
| (RV, Camper, Boat, Jetski, etc.) | 72 Mon | 8.90% |
| 120 Mon | 10.15% | |
| 144 Mon | 10.65% | |
| Used Pleasure Craft ** | 48 Mon | 9.15% |
| (RV, Camper, Boat, Jetski, etc) | 60 Mon | 10.40% |
| **for terms greater than 5 yrs. loan must be over $20,000 | 84 mon | 10.45% |
| Unsecured Home Improvement | 60 Mon | 10.0% |
| Personal Unsecured | 60 Mon | 12.0% |
| Personal Secured | 60 Mon | 11.5% |
| Share Secured | 36 Mon |
2.50% above certificate rate |
| 36 Mon+ |
3.50% above certificate rate |
|
|
Prime Advantage - Appraised value less first mortgage --- 80% LTV |
15 Yr |
Prime + 0% adjusting quarterly |
| Home Value - 80% LTV | 1-5 Yrs | 5.99% |
| 6-10 Yrs | 6.50% | |
| 11-15 Yrs | 6.75% | |
| Overdraft Line with direct deposit | 13.96% | |
| without direct deposit | 14.96% | |
| VISA | 7.90% |
Up to $15,000 credit line. |
| Same non-adjustable rate for purchases, cash advance & balance transfers ---- No Annual Fee | ||
* The rate you pay will be determind by your credit history. Rates and terms are subject to change. All applications for Lexington Avenue FCU Loans and VISA accounts are subject to normal credit requirements and other restrictions may apply.
Quick Links
| Lexington Avenue Federal Credit Union 1275 Lexington Ave. Rochester, NY 14606 Telephone: (585) 254-4543 Fax: (585) 254-0984 Routing Number: 222382111 |
Hours |
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. |
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