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Your savings federally insured to $100,000 by the National Credit Union Administration, a U.S. Government Agency.

Loan Rates - Effective July 01 to July 31 , 2008

Autos/Motorcycles
Model Year
Term
APR
Rates as low as *
2008/2007
To 48
To 60
To 66
To 72
5.25%
5.40%
5.60%
6.60%
2006
To 48
To 60
To 66
To 72
5.50%
5.65%

N/A
N/A
2005
To 60
5.85%
2004
To 60
6.50%
2003or older & Older
To 60
7.50%

Pleasure Craft* (Rv, Camper, Boat, Jetski, etc)
New/Used
Term
APR
Rates as low as *
New
To 48
To 72
To 120
To 144
8.05%
8.30%
9.55%
10.05%
Used
To 48
To 60
To 84
8.55%
9.80%

10.05%

Tax Advantage
Existing unsecured rate minus 0.50% & $300.00 fee

Personal Unsecured
Term
APR
Rates as low as *

To 5 Years
12.00%

Personal Secured
Term
APR
Rates as low as *

To 4 Years
11.50%

Share Secured
To 36 Mos 2.00% above certificate rate.
 
Over 36 Mos 3.00% above certificate rate.

Prime Advantage
Term
APR
Rates as low as *

15 Years
Floor 6%
Prime +0 Adjusting Quarterly
Ceiling 17.25
80% Appraised Value less First Mortgage
 
$5,000.00 Minimum First Draw
 
Maximum Rate & Payment Example
Fees & Charges

Home Value
Term
APR
Rates as low as *

1 - 5 Years
8.25%
6 - 10 years
8.75%
11 - 15 years
9.25%

OverDraft Line
APR
Rates as low as *

13.96% With Direct Deposit
14.96% With Out Direct Deposit

Visa
 
APR
Rates as low as *
Rate
7.90%
10.90%
13.90%
15.90%
Limit
$15,000
$7,000
$5,000
$3,000
ETC..
Same fixed APR for purchases, cash advances
 
No Annual Fee
Visa Disclosure

* APR = Annual Percentage Rate. Rates subject to credit evaluation.              Actual rates may vary.
**For Terms Greater than 5 years loan amount must be more than $20,000


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