Loans and Credit

Auto loans are offered with terms ranging from 12 to 84 months. Talk to us today about financing your next car, truck, motorcycle or RV.




Personal Loans are offered for:

  • Debt Consolidation

  • Home Improvement

  • Back-To-School Expenses

Lexington Federal Credit Union VISA Credit Cards offer:

  • A fixed rate as low as 7.9% APR 

  • Same rate for purchases and cash advances up to your credit limit

  • No Annual Fee!

  • No Cash Advance or Transaction Fees!

  • Credit Line Up to $15,000


Home Equity Loans and Home Equity Lines of Credit are available! 

  • Borrow up to 95% of the appraised value of your home

  • No closing costs!

  • 10 Year Draw Period

  • Fixed Rate and Variable Rate options available



You may also apply for an Overdraft Line of Credit. If approved, you will receive a credit line up to $2,000.00. When checks or debit card transactions are presented against your account exceed the available balance, a transfer will be made from your Line of Credit to pay the item(s).






*Rates for these products are determined by an evaluation of applicant credit. Your rates may vary from the rate shown. 


Auto Loans
Personal Loans
Credit Cards
Home Equity Products
Overdraft Protection
Main Office

1275 Lexington Avenue

Rochester, NY  14606


Local: (585) 254-4543

Toll Free: (800) 309-6470 

Fax:  (585) 254-0984



Monday-Thursday 9AM-4:30PM

Friday 8:30AM-4:30PM

.25% Discount

On qualifying loans when you set up an automatic payment from a LEXFCU Checking Account!

Ask a representative for details!

©Copyright Lexington Federal Credit Union 2016 |(585) 254-4543 | (800) 309-6470 | | Telephone Banking (844) 492-8036